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Common conditions that are covered include:

If you’re fit and healthy, private medical insurance covers most acute medical conditions. Commonly covered conditions include:

  • Cancer including palliative care, diagnosis, chemotherapy, radiotherapy, etc.
  • Heart Disease including aftercare cover
  • Stroke aftercare
  • Sports injuries unless you’re a professional sports person
  • Mental health issues including counselling and psychiatric care
  • Complementary therapies such as physiotherapy and osteopathy
  • Alternative therapies including acupuncture, chiropractic, homeopathy, etc.


Exclusions:

All insurers have exclusions which generally will include anything that will only ever be dealt with by NHS, such as:

  • Accident and emergency
  • Chronic conditions such as asthma and diabetes
  • Travel

Each insurer can have their own list of exclusions, so it’s best to get expert advice to talk through what is and isn’t included. It makes it far more simple and straightforward when you tell us about yourself. You can get started by answering a few questions above.

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Protect Your Future with the Right Medical Insurance

We work with trusted intermediaries to give you peace of mind, knowing that you’re covered for any health event.

While we hope for you to stay healthy, we understand that life can be unpredictable, so it’s wise to be prepared.

  • We collaborate with regulated intermediaries who offer independent, impartial advice on leading UK medical insurance providers.
  • Our partners help find policies that reduce NHS waiting times, so you can focus more on recovery and less on waiting.
  • Medical insurance provides a variety of benefits, including flexible appointment times, a choice of specialist consultants and doctors, private en-suite rooms, a full à la carte menu, and much more; ensuring the highest level of care.

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Over 25,000 people trust Which Health Insurer partners to compare their medical insurance options. Why? Because we make life easier by quickly finding you the best deals from the UK's leading insurers.

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