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Common conditions that are covered include:

If you’re fit and healthy, private medical insurance covers most acute medical conditions. Commonly covered conditions include:

  • Cancer including palliative care, diagnosis, chemotherapy, radiotherapy, etc.
  • Heart Disease including aftercare cover
  • Stroke aftercare
  • Sports injuries unless you’re a professional sports person
  • Mental health issues including consounselling and psychiatric care
  • Complementary therapies such as physiotherapy and osteopathy
  • Alternative therapies including acupuncture, chiropractic, homeopathy, etc.


All insurers have exclusions which generally will include anything that will only ever be dealt with by NHS, such as:

  • Accident and emergency
  • Chronic conditions such as asthma and diabetes
  • Travel

Each insurer can have their own list of exclusions, so it’s best to get expert advice to talk through what is and isn’t included. It makes it far more simple and straightforward when you tell us about yourself. You can get started by answering a few questions above.


Protect your future and loved ones

We work with trusted intermediaries to give you peace of mind, safe in the knowledge that you and your family are covered for any event.

We never wish for an injury or to fall ill but we all know it can happen so it is better to be prepared.

  • We work with regulated intermediaries who can provide independent and impartial advice on leading UK health insurance providers.
  • Our partners find policies for you to avoid NHS waiting times, so that you can focus more on recovering and less time waiting.
  • Private medical insurance offers a variety of benefits, from flexible appointment times to a choice of specialist consultants and doctors. Patients are given private en-suite rooms, a full a la carté menu and much more, offering the best services available.

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