What is Private Health Insurance and what does it cover?
Private Health Insurance, also known as Medical Insurance or PMI, insures individuals against the costs of illnesses, diseases and more. For a monthly fee you can receive benefits such as skipping NHS waiting lists, better aftercare and more. A lot however will depend on the policy you take out and the insurer you decide to go ahead with. If you’d like to get a quote and look at the best options for you click here.
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Why should I get PMI, when I have cover on the NHS?
Taking up private medical insurance in addition to coverage through the NHS can provide benefits such as shorter waiting times (some treatments can have waiting times of up to 12 weeks plus*), access to a wider range of specialists and treatments, private rooms and amenities during hospital stays, and peace of mind.
In addition, private medical insurance can give you quick access to treatments and technologies that may not be available through the NHS**, especially for cancer patients. This can be a vital consideration for those who want access to the latest treatments and therapies that can help improve their chances of recovery.
The NHS is currently facing well documented challenges including chronic underfunding, staff shortages and an aging population, as well as a strike action by some of its staff.
This is causing longer wait times for treatments and procedures. The pandemic has added more pressure to the NHS. These challenges highlight the need for ongoing support and investment.
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Plans from 85p per day
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Access to 7 Top UK insurers
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Same day insurance available
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Avoid NHS waiting lists
