Why Choose Private Medical Insurance?
Private medical insurance (PMI) offers individuals and families an alternative to NHS services, providing faster access to treatments, private consultations, and hospitals. PMI is designed for those who want greater control and flexibility over their healthcare needs.
Key Benefits of Private Medical Insurance
Reduced Waiting Times
Access to Consultants and Specialists
Flexibility in Treatment Location
Customizable Coverage

What is Private Medical Insurance (PMI)?
Private medical insurance (PMI) offers individuals and families an alternative to NHS services, providing faster access to treatments, private consultations, and hospitals. PMI is designed for those who want greater control and flexibility over their healthcare needs.
Key Benefits of Private Medical Insurance
- Reduced Waiting Times: Skip NHS queues and gain faster access to diagnostics and treatments.
- Access to Consultants and Specialists: Choose from a vast network of leading consultants and private healthcare facilities for personalized care.
- Flexibility in Treatment Location: Receive care where and when it suits you, including from trusted private hospitals.
- Customizable Coverage: PMI policies can offer coverage for various services, such as diagnostic tests, specialist treatments, surgeries, outpatient consultations, and more, depending on your chosen plan.

Why Choose Which Health Insurer?
At WhichHealthInsurer, we partner with FCA-regulated brokers to help you find private health insurance policies tailored specifically to your needs.
Here’s why so many choose us:
Compare Quotes from Top Insurers
We connect you with FCA-authorized brokers to compare options from reputable providers, such as Aviva, AXA, and Bupa, ensuring you find the right balance of coverage and cost.
Independent & Impartial Service
Our service is unbiased, as we work with a variety of brokers to help find a plan that suits your needs.
Free and Simple Process
We eliminate the hassle of searching for health insurance. Our intermediary service is free to use and designed to save you time.
Expert Advice Through FCA-Authorized Brokers
At every step, brokers provide transparent guidance, helping you make informed decisions about your policy.
Your Health, Our Priority
Although we’re not regulated by the Financial Conduct Authority, our partner brokers are, ensuring you receive advice you can trust.
Social Proof
What Our Clients Are Saying
How It Works
1
Step 1
Speak to an Expert Broker
We’ll connect you with an FCA-authorized broker who can discuss your healthcare needs and budget.
2
Step 2
Review Policy Options
Through the broker, compare quotes and cover details from various insurers to find the best fit for you.
3
Step 3
Get Covered
Once you select a policy, you can enjoy access to private healthcare services as soon as your coverage begins.
Frequently Asked Questions (FAQs)
What is private medical insurance?
Private medical insurance (PMI) is a policy that helps cover the cost of private healthcare, providing faster access to diagnostics, specialists, and other healthcare services. It complements NHS services.
What does PMI usually cover?
PMI typically covers diagnostic tests, specialist treatments, and certain surgeries. Coverage depends on your policy and provider. We’ll connect you with expert brokers to explore your options.
Can I still use NHS services with PMI?
Yes. PMI is designed to work alongside NHS services when needed, giving you the flexibility to choose between the two.
Does PMI cover pre-existing conditions?
Pre-existing conditions are generally not covered unless explicitly stated in the policy. However, brokers can explore policies best suited to your circumstances.
How much does PMI cost in the UK?
The cost depends on factors like your age, health, and level of coverage. Expert brokers can provide quotes based on your specific requirements.
Is this service free?
Yes! Our intermediary service is free, helping you connect with FCA-authorized brokers quickly and effortlessly.
Take Control of Your Health
Private medical insurance offers peace of mind by giving you access to fast, flexible, and high-quality healthcare. Whether you’re looking for individual coverage or family solutions, we’ll help connect you with trusted FCA-regulated brokers who can guide you through the process.