Comprehensive Health Plans from Aviva
Aviva is a leading name in health insurance, serving millions of customers in the UK. Whether you’re looking for extensive coverage, family-friendly benefits, or flexible premium options, their Healthier Solutions plans offer a range of features backed by decades of expertise.
Here are potential benefits of Aviva’s private health insurance plans*:
- Extensive Network
Access to a variety of private hospitals and clinics across the UK, including BMI, Nuffield Health, and Spire Healthcare. - Cancer Care as Standard
Includes diagnosis, treatment, aftercare, and palliative services where eligible. - Digital GP Access
Speak to a GP 24/7 through Aviva’s Digital GP services, often in as little as 30 minutes. - Customisable Plans
Options to enhance your policy with extras like dental, optical, or mental health treatments. - Award-Winning Service
Recognised with several customer care and protection awards* for quality service.
What’s Included in Aviva’s Core Cover?
Aviva’s Health Insurance Core Cover includes a variety of features designed to give policyholders access to private healthcare for eligible conditions. Coverage summaries include*:
- In-patient & Day-patient Treatment – This typically includes hospital costs, nursing care, diagnostic tests, and specialist fees.
- Outpatient Treatment – Outpatient services such as specialist consultations, physiotherapy, and diagnostic imaging like MRI/CT scans (limits may apply).
- NHS Cash Benefit – Payment for nights spent in the NHS when private healthcare isn’t used (subject to terms and limits).
- Child & Family Benefits – Cost-effective coverage for multiple children, with additional perks such as initial free coverage for newborns (eligibility criteria apply).
- Home Nursing & Private Ambulance – Coverage for home nursing and private ambulance use, where medically necessary.
For a detailed explanation of benefits, speak to our FCA-approved health insurance partner.
Flexible Policy Add-Ons
Aviva’s plans offer optional extras to help tailor your coverage to specific needs. Examples include*:
01
Enhanced Outpatient Cover
Adjusting outpatient coverage levels helps control premiums while maintaining essential care.
02
Dental & Optical Cover
Possible reimbursement for dental and optical treatments, up to specified limits.
03
Mental Health Support
Adding in-patient and day-patient coverage for eligible psychiatric care.
04
Therapies & Specialist Services
Coverage for physiotherapy, chiropractors, and other therapy providers.
05
No Claims Discount Protection
Helps maintain premium stability following a claim.
Available options and coverage limits may vary. Always confirm with a health insurance broker or provider.
The Role of Intermediaries Like Us
We do not sell insurance products or provide financial advice. Our role is to connect you with our FCA-authorised insurance partners who can assist in identifying health insurance options from providers like Aviva.
Always ensure you fully understand the terms of a policy before agreeing to purchase. By working with an FCA-authorised broker, you can receive advice that complies with the UK’s regulatory standards.
Frequently Asked Questions (FAQs)
Does Aviva include cancer care?
Yes, Aviva typically includes cancer diagnosis, treatment, and some aftercare services as part of their health insurance plans. Exact coverage depends on the specific plan selected.
Does Aviva offer flexible premiums?
Aviva provides customisable plans where you can adjust cover options, excess amounts, and add-ons to suit your budget. Discuss these options with your broker.
Can you use any hospital with Aviva?
Aviva policies may include a list of hospitals (e.g., Key or Signature lists). The chosen level of coverage will determine your hospital access.
What are policy excess options?
Excess amounts vary, typically between £0 and £5,000 annually, depending on your chosen level of coverage.
Still have questions? A licensed health insurance broker can clarify everything for you.
Protect Your Health Today
Private health insurance can provide valuable peace of mind, ensuring timely access to healthcare services when you need them most. Compare policies and find an option that fully meets your needs through consultations with FCA-authorised brokers.
Helpful Guides
Affordable PMI for Everyone: The Complete UK Guide 2026
Private Medical Insurance (PMI) is no longer viewed as a benefit reserved for executives or large corporate employers. With a growing range of flexible policies available across the UK, affordable private medical insurance is becoming an increasingly realistic option...
How to Get Cheaper Health Insurance Plans in the UK
Private health insurance can provide faster access to treatment, private hospital care, and shorter waiting times. However, many people assume private medical insurance is too expensive for their budget. The good news is that there are several ways to reduce private...
Does Private Medical Insurance Help You Jump NHS Queues?
NHS waiting times have become a growing concern for many people across the UK. As delays for consultations, scans, and elective procedures increase, more individuals are considering private medical insurance as a way to access treatment faster. But does private health...
Medical Underwriting Explained: Understanding Your Options for Private Health Insurance
When considering private health insurance, one of the most important – and often misunderstood – aspects of your policy is medical underwriting. The type of underwriting you choose can affect how pre-existing conditions are treated, what information you'll need to...
Is it worth paying for private health insurance in the UK?
The NHS provides free healthcare for UK residents, so many people wonder whether private health insurance is really worth the extra monthly cost. With rising living expenses and increasing NHS waiting times, more individuals are now considering private medical...
A Guide to Switching Health Insurance Providers in the UK
Switching health insurance providers in the UK can help you reduce premiums, improve your level of cover, or gain access to better hospitals and specialists. If you plan to switch health insurance, do so carefully, as changing policies without fully understanding the...
Private Health Insurance for Individuals: UK 2026 Guide
Taking proactive control of your personal health is the most empowering decision you can make. When a troubling medical symptom appears, waiting months for a consultation causes massive, unnecessary anxiety. You absolutely deserve rapid, priority access to premium...
Health Insurance for Self-Employed UK: Complete 2026 Guide
Running your own business brings incredible freedom and massive financial potential. You completely control your schedule, choose your ideal clients, and build your own success on your specific terms. However, working for yourself also means taking full responsibility...
A Complete Guide to Understanding Health Insurance Costs in 2026
Securing private medical insurance is a powerful step toward protecting your health and financial future. Navigating the modern healthcare landscape requires reliable insurance solutions. Extended waiting lists and delayed treatments make private healthcare an...
Private Health Insurance Costs for Over 50s in the UK (2026 Guide)
If you're over 50 and considering private health insurance, one of the first questions you'll probably ask is: how much does it cost? The good news is that private health insurance can still be affordable for many people in their 50s and beyond. However, premiums...