Comprehensive Health Plans from Aviva
Aviva is a leading name in health insurance, serving millions of customers in the UK. Whether you’re looking for extensive coverage, family-friendly benefits, or flexible premium options, their Healthier Solutions plans offer a range of features backed by decades of expertise.
Here are potential benefits of Aviva’s private health insurance plans*:
- Extensive Network
Access to a variety of private hospitals and clinics across the UK, including BMI, Nuffield Health, and Spire Healthcare. - Cancer Care as Standard
Includes diagnosis, treatment, aftercare, and palliative services where eligible. - Digital GP Access
Speak to a GP 24/7 through Aviva’s Digital GP services, often in as little as 30 minutes. - Customisable Plans
Options to enhance your policy with extras like dental, optical, or mental health treatments. - Award-Winning Service
Recognised with several customer care and protection awards* for quality service.
What’s Included in Aviva’s Core Cover?
Aviva’s Health Insurance Core Cover includes a variety of features designed to give policyholders access to private healthcare for eligible conditions. Coverage summaries include*:
- In-patient & Day-patient Treatment – This typically includes hospital costs, nursing care, diagnostic tests, and specialist fees.
- Outpatient Treatment – Outpatient services such as specialist consultations, physiotherapy, and diagnostic imaging like MRI/CT scans (limits may apply).
- NHS Cash Benefit – Payment for nights spent in the NHS when private healthcare isn’t used (subject to terms and limits).
- Child & Family Benefits – Cost-effective coverage for multiple children, with additional perks such as initial free coverage for newborns (eligibility criteria apply).
- Home Nursing & Private Ambulance – Coverage for home nursing and private ambulance use, where medically necessary.
For a detailed explanation of benefits, speak to an FCA-approved health insurance broker.
Flexible Policy Add-Ons
Aviva’s plans offer optional extras to help tailor your coverage to specific needs. Examples include*:
01
Enhanced Outpatient Cover
Adjusting outpatient coverage levels helps control premiums while maintaining essential care.
02
Dental & Optical Cover
Possible reimbursement for dental and optical treatments, up to specified limits.
03
Mental Health Support
Adding in-patient and day-patient coverage for eligible psychiatric care.
04
Therapies & Specialist Services
Coverage for physiotherapy, chiropractors, and other therapy providers.
05
No Claims Discount Protection
Helps maintain premium stability following a claim.
Available options and coverage limits may vary. Always confirm with a health insurance broker or provider.
The Role of Intermediaries Like Us
We do not sell insurance products or provide financial advice. Our role is to connect you with FCA-authorised insurance brokers who can assist in identifying health insurance options from providers like Aviva.
Always ensure you fully understand the terms of a policy before agreeing to purchase. By working with an FCA-authorised broker, you can receive advice that complies with the UK’s regulatory standards.
Frequently Asked Questions (FAQs)
Does Aviva include cancer care?
Yes, Aviva typically includes cancer diagnosis, treatment, and some aftercare services as part of their health insurance plans. Exact coverage depends on the specific plan selected.
Does Aviva offer flexible premiums?
Aviva provides customisable plans where you can adjust cover options, excess amounts, and add-ons to suit your budget. Discuss these options with your broker.
Can you use any hospital with Aviva?
Aviva policies may include a list of hospitals (e.g., Key or Signature lists). The chosen level of coverage will determine your hospital access.
What are policy excess options?
Excess amounts vary, typically between £0 and £5,000 annually, depending on your chosen level of coverage.
Still have questions? A licensed health insurance broker can clarify everything for you.
Protect Your Health Today
Private health insurance can provide valuable peace of mind, ensuring timely access to healthcare services when you need them most. Compare policies and find an option that fully meets your needs through consultations with FCA-authorised brokers.